Canada Disability Benefit

Starting in July 2025 and if you have a DTC (Disability Tax Certificate) you could qualify for the lowly amount maximum of $200 additional per month. What the Federal Government doesn’t tell you is important to know. First, you need the DTC, which is extremely difficult and time consuming process with a low chance of being approved. Secondly, for CDB, income from the “family” unit (say if you have a spouse that works) is all factored into the equation. While they claim there is a $14,000 amount as a working income exemption, there is no actual concrete number on the government website that advises what the income threshold is. For example if you are receiving disability (federal or provincial) and your spouse has a working income of an estimated $45,000, you will not be approved for the CDB as they claim the total income (disability average of 12 to 15k) is too high. This amounts to another way the government claws back a benefit that they claim is for the disabled person. This sort of behaviour from federal and provincial governments is done solely so they don’t have to provide you with a benefit that they advertise to make themselves look good. While we’re at it, anyone applying for the DTC is also in for some bad news. While the standard turn-around after approval to receive “back taxes” amount is around 8 weeks, they claim it could be 20 weeks if one’s tax returns are what they call, “complicated”. First, very few tax returns for the disabled are complicated. They’re about as simple as one could be. Second, the time lines given are so far off it’s not even funny. I’ve been advised from several members that they’re receiving time lines now averaging 44 to 66 weeks.. if they’re lucky. The federal government created this mess as a two fold disaster. First requiring everyone on disability to obtain a DTC and secondly, laying off thousands of CRA employees. Anyone on disability will tell you, the cost of living is climbing fast, their benefits are not and that refund could be the difference between eating, keeping a roof over their head and having electricity. The federal government dropped the ball and by the viewpoint of many on disability, it was intentional. Seems the government thinks the disabled don’t vote in elections, but I can tell you, many disabled people take the time and effort to vote.